Most people have seen these ads where credit counseling companies say they can help you by getting your monthly payments and interest rates lowered. Others companies claim they can get your credit card debts wiped out entirely by settling your debts for pennies on the dollar. In the video below, money reporter Stacy Johnson takes an inside look at these companies.
When looking for help in this area make sure you deal with a high quality debt consolidation, counseling or settlement office that can provide the education, tools, and support necessary to create and maintain a workable budget, fulfill all creditor obligations, and plan a secure financial future.
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